South Africa or maybe Africa in general, needs debt training. Debt is such a mystery to the uneducated people; it seems like a magical heal-all remedy offered right at the time of need. The situation plays out like this, a contract worker has spent his weekly, or bi-weekly pay already, and it is still early in his pay cycle. Dun Dun Dun, enter loan shark!! The contractor is approached by someone claiming to have the solution to all of his problems. 

“Take this money, then you just have to ...